Officeworks has partnered with

Buy Now. Pay Smarter.

Apply now

About Openpay at Officeworks

Spread the cost over 2 - 6 months.
No interest. None.

Single payment solution over
2, 3, 4, 6 months.

Pay no interest.
Ever.

No hidden costs
or catches.

Available on purchases $1 - $5,000

How it works

  • Shop
    Shop for the things you want, and then choose Openpay at the checkout.
  • Sign up
    Create an Openpay account in a few simple steps.
  • Spread it
    Pay your first instalment today, spread the rest over weekly or fortnightly instalments.
  • Sit back
    Enjoy your purchase right away. Your remaining payments will be taken automatically from your chosen card.

Openpay plans

Plan duration

2 months

3 months

4 months

6 months

Minimum plan spend
$1
$50
$50
$500
Maximum plan spend
$2,000
$2,000
$2,000
$5,000
Customer’s first instalment
20%
20%
20%
10%
Establishment fee
Free
Free
Free
$25
Plan management fee per fortnight
Free
$1
$1
$3
2 Months
3, 4 Months
6 Months
Minimum plan spend
$1
$50
$500
Maximum plan spend
$2,000
$2,000
$5,000
Customer's first instalment
20%
20%
10%
Establishment fee
Free
Free
$25
Plan management fee per fortnight
Free
$1
$3
 
Gift cards are unavailable to purchase with Openpay
Zip pay For purchases up to $1,000 Zip money For purchases over $1,000
Account limit Up to $1,000 $2,000 to $10,000 subject to credit approval from Zip
Interest free period Always interest free

No interest for 12 months on purchases over $1,000

No interest for 6 months on purchases under $1,000. Annual rate of 19.9% on outstanding balance after interest free period expired
Set up fee No set up fee $25 (one off fee added to your balance)
Minimum repayments $40/month $40/month or
3% of owing balance (whichever is greater)
Payment frequency Weekly, fortnightly or monthly Weekly, fortnightly or monthly
Account fee $6/month where there is an outstanding balance $6/month where there is an outstanding balance
Late fee Learn more about Zip Pay late fees here Learn more about Zip Money late fees here

Available for purchases over $55

Gift cards are unavailable to purchase with Zip Pay or Zip Money

What do you need to apply for Openpay?

When applying for Openpay, you will be asked to provide personal information, and you must:
Apply now

Quick Questions

Information