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Payment options
We accept:
Officeworks
Gift Cards
Gift Cards
30 Day
Account
Retail only
Buy Now. Pay later.
Retail only
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Learn more about Openpay | Learn more about Zip | Learn more about Afterpay | |
Account limit | Up to $2,000 | Up to $1,000 | Up to $2,000 |
Minimum purchase | 2 month plan: $5 3, 4 month plans: $50 6 month plan: $500 |
$55 | $55 |
Interest free period | Always interest free | Always interest free | Always interest free |
Set up fee | 2, 3, 4 month plans: $0 6 month plan: $25 |
No set up fee | No set up fee |
Minimum repayments | 2 month plan: no minimum 3, 4 month plans: $50 6 month plan: $500 |
$40/month | Your owing balance divided by 4 |
Payment frequency | Fortnightly | Weekly, fortnightly and monthly | Fortnightly |
Account fee | $2 month plan: free 3, 4 month plans: $1 6 month plan: $3 |
$6/month where there is an outstanding balance | No account fee |
Late fee | Learn more about Openpay late fees here | Learn more about Zip Pay late fees here | Learn more about Afterpay late fees here |
Gift cards are unavailable to purchase with Openpay, Zip Pay and Afterpay |
Retail only
Account limit: Up to $2,000
Minimum purchase: 2 month plan: $5
3, 4 month plans: $50
6 month plan: $500
3, 4 month plans: $50
6 month plan: $500
Interest free period: Always interest free
Set up fee: 2, 3, 4 month plans: $0
6 month plan: $25
6 month plan: $25
Minimum repayments: 2, 3, 4 month plans: 20% upfront
6 month plans: 10% upfront
then equal instalments for plan duration
6 month plans: 10% upfront
then equal instalments for plan duration
Payment frequency: Weekly and fortnightly
Account fee: 2 month plan: free
3, 4 month plans: $1
6 month plan: $3
3, 4 month plans: $1
6 month plan: $3
Late fee: Learn more about Openpay late fees here

Account limit: Up to $1,000
Minimum purchase: $55
Interest free period: Always interest free
Set up fee: No set up fee
Minimum repayments: $40/month
Payment frequency: Weekly, fortnightly and monthly
Account fee: $6/month where there is an outstanding balance
Late fee: Learn more about Zip Pay late fees here
Account limit: Up to $2,000
Minimum purchase: $55
Interest free period: Always interest free
Set up fee: No set up fee
Minimum repayments: Your owing balance divided by 4
Payment frequency: Only fortnightly
Account fee: No account fee
Late fee: Learn more about Afterpay late fees here
Gift cards are unavailable to purchase with Openpay, Zip Pay and Afterpay
Retail only
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Account limit | 2, 3, 4 month plans: Up to $2000 6 month plan: Up to $5000 |
$2,000 to $10,000 subject to credit approval from Zip |
Minimum purchase | 6 month plan: $500 | $55 |
Interest free period | Always interest free |
No interest for 12 months on purchases over $1,000 No interest for 6 months on purchases under $1,000. Annual rate of 19.9% on outstanding balance after interest free period expired |
Set up fee | 2, 3, 4 month plans: $0 6 month plan: $25 |
$25 (One-off fee added to your balance) |
Minimum repayments | 2, 3, 4 month plans: 20% upfront 6 month plan: 10% upfront then equal instalments for plan duration |
$40/month or 3% of owing balance (whichever is greater) |
Payment frequency | Fortnightly | Weekly, fortnightly or monthly |
Account fee | 2 month plan: free 3, 4 month plans: $1 6 month plan: $3 |
$6/month where there is an outstanding balance |
Late fee | Learn more about Openpay late fees here | Learn more about Zip Money late fees here |
Gift cards are unavailable to purchase with Openpay and Zip Money |
Retail only
Account limit: 2, 3, 4 month plans: Up to $2000
6 month plan: Up to $5000
6 month plan: Up to $5000
Minimum purchase: 2, 3, 4 month plans: Up to $2000
6 month plan: Up to $5000
6 month plan: Up to $5000
Interest free period: Always interest free
Set up fee: 2, 3, 4 month plans: $0 6 month plan: $25
Minimum repayments: 2, 3, 4 month plans: 20% upfront
6 month plans: 10% upfront
then equal instalments for plan duration
6 month plans: 10% upfront
then equal instalments for plan duration
Payment frequency: Weekly, fortnightly and monthly
Account fee: 2 month plan: free
3, 4 month plans: $1
6 month plan: $3
3, 4 month plans: $1
6 month plan: $3
Late fee: Learn more about Openpay late fees here

Account limit: $2,000 to $10,000
to credit approval form Zip
to credit approval form Zip
Minimum purchase: $55
Interest free period: No interest for 12 months on purchases over $1,000
Set up fee: $25
off fee added to your balance
off fee added to your balance
Minimum repayments: $40/month
Payment frequency: Weekly, fortnightly and monthly
Account fee: $40/month or 3% where there is an outstanding balance
Late fee: Learn more about Zip Pay Money fees here
Gift cards are unavailable to purchase with Openpay and Zip Money
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