Payment options

We accept:

MasterCard American Express Visa UnionPay Diner's Club
PayPal
Buy Now. Pay Later payment options
Openpay
Retail only
Zip Afterpay

Buy Now. Pay later.

Openpay
Retail only
Zip pay For purchases up to $1,000 Afterpay
Account limit Up to $2,000 Up to $1,000 Up to $2,000
Minimum purchase 2 month plan: $5
3, 4 month plans: $50
6 month plan: $500
No minimum $55
Interest free period Always interest free Always interest free Always interest free
Set up fee 2, 3, 4 month plans: $0
6 month plan: $25
No set up fee No set up fee
Minimum repayments 2 month plan: no minimum
3, 4 month plans: $50
6 month plan: $500
$40/month Your owing balance divided by 4
Payment frequency Fortnightly Weekly, fortnightly and monthly Fortnightly
Account fee $2 month plan: free
3, 4 month plans: $1
6 month plan: $3
$6 monthly account fee applies, waived if you have no outstanding balance No account fee
Late fee Learn more about Openpay late fees here Learn more about Zip Pay late fees here Learn more about Afterpay late fees here

Gift cards are unavailable to purchase with Openpay, Zip Pay and Afterpay

Openpay
Retail only
Account limit: Up to $2,000
Minimum purchase: 2 month plan: $5
3, 4 month plans: $50
6 month plan: $500
Interest free period: Always interest free
Set up fee: 2, 3, 4 month plans: $0
6 month plan: $25
Minimum repayments: 2, 3, 4 month plans: 20% upfront
6 month plans: 10% upfront
then equal instalments for plan duration
Payment frequency: Weekly and fortnightly
Account fee: 2 month plan: free
3, 4 month plans: $1
6 month plan: $3
Late fee: Learn more about Openpay late fees here
Zip pay
Account limit: Up to $1,000
Minimum purchase: No minimum
Interest free period: Always interest free
Set up fee: No set up fee
Minimum repayments: $40/month
Payment frequency: Weekly, fortnightly and monthly
Account fee: $6 monthly account fee applies, waived if you have no outstanding balance
Late fee: Learn more about Zip Pay late fees here
Afterpay
Account limit: Up to $2,000
Minimum purchase: $55
Interest free period: Always interest free
Set up fee: No set up fee
Minimum repayments: Your owing balance divided by 4
Payment frequency: Only fortnightly
Account fee: No account fee
Late fee: Learn more about Afterpay late fees here

Gift cards are unavailable to purchase with Openpay, Zip Pay and Afterpay

Openpay
Retail only

More about Openpay

Zip money For purchases over $1,000

More about Zip Money

Account limit 2, 3, 4 month plans: Up to $2000
6 month plan: Up to $5000
$2,000 to $10,000 (if you apply via Officeworks).
Subject to credit approval from Zip.
Minimum purchase 6 month plan: $500 $55
Interest free period Always interest free No interest for 12 months on purchases over $1,000.
6 months interest free for purchases below $1000.*
Set up fee 2, 3, 4 month plans: $0
6 month plan: $25
$25 (One-off fee added to your balance)
Minimum repayments 2, 3, 4 month plans: 20% upfront
6 month plan: 10% upfront then equal instalments for plan duration
$40/month or 3% of owing balance
(whichever is greater)*
Payment frequency Fortnightly Weekly, fortnightly or monthly
Account fee 2 month plan: free
3, 4 month plans: $1
6 month plan: $3
$6 monthly account fee applies,
waived if you have no outstanding balance
Late fee Learn more about Openpay late fees here Learn more about Zip Money late fees here

Gift cards are unavailable to purchase with Openpay and Zip Money

*Available to approved applicants only. The repayment advertised will repay the transaction balance within the interest free period based on the advertised price. A monthly account fee of $6.00 will also apply and a one-off establishment fee may apply for new customers. Minimum monthly payments are required - paying only the minimum monthly repayment may not necessarily repay a purchase within the interest free period. Any unpaid purchase balance at the expiry of the interest free period will be charged interest at the standard annual percentage rate, currently 19.9%. Terms & conditions apply and are available on application. See your contract for further details. Credit provided by ZipMoney Payments Pty Ltd (ABN 58 164 440 993), Australian Credit Licence Number 441878.

Open pay
Retail only
Account limit: 2, 3, 4 month plans: Up to $2000
6 month plan: Up to $5000
Minimum purchase: 2, 3, 4 month plans: Up to $2000
6 month plan: Up to $5000
Interest free period: Always interest free
Set up fee: 2, 3, 4 month plans: $0 6 month plan: $25
Minimum repayments: 2, 3, 4 month plans: 20% upfront
6 month plans: 10% upfront
then equal instalments for plan duration
Payment frequency: Weekly, fortnightly and monthly
Account fee: 2 month plan: free
3, 4 month plans: $1
6 month plan: $3
Late fee: Learn more about Openpay late fees here
Zip money
Account limit: $2,000 to $10,000 (if you apply via Officeworks).
Subject to credit approval from Zip.
Minimum purchase: $55
Interest free period: No interest for 12 months on purchases over $1,000.
6 months interest free for purchases below $1000.*
Set up fee: $25
off fee added to your balance
Minimum repayments: $40/month or 3% of owing balance
(whichever is greater)*
Payment frequency: Weekly, fortnightly and monthly
Account fee: $6 monthly account fee applies,
waived if you have no outstanding balance
Late fee: Learn more about Zip Pay Money fees here

Gift cards are unavailable to purchase with Openpay and Zip Money

*Available to approved applicants only. The repayment advertised will repay the transaction balance within the interest free period based on the advertised price. A monthly account fee of $6.00 will also apply and a one-off establishment fee may apply for new customers. Minimum monthly payments are required - paying only the minimum monthly repayment may not necessarily repay a purchase within the interest free period. Any unpaid purchase balance at the expiry of the interest free period will be charged interest at the standard annual percentage rate, currently 19.9%. Terms & conditions apply and are available on application. See your contract for further details. Credit provided by ZipMoney Payments Pty Ltd (ABN 58 164 440 993), Australian Credit Licence Number 441878.

Information