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Payment options
We accept:
Officeworks
Gift Cards
Gift Cards
30 Day
Account
Retail only
Buy Now. Pay later.
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Retail only
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 For purchases up to $1,000 |
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| Learn more about Openpay | Learn more about Zip Pay | Learn more about Afterpay | |
| Account limit | Up to $2,000 | Up to $1,000 | Up to $2,000 |
|---|---|---|---|
| Minimum purchase | 2 month plan: $5 3 & 4 month plans: $50 6 month plan: $500 |
No minimum | $55 |
| Interest free period | No interest. None. | Always interest free | Always interest free |
| Set up fee | No set up fee | No set up fee | No set up fee |
| Minimum repayments | 20% of the total purchase paid upfront. Remaining balance paid in equal instalments over 2, 3, 4 or 6 month plan options. | $40/month | Your owing balance divided by 4 |
| Payment frequency | Fortnightly | Weekly, fortnightly and monthly | Fortnightly |
| Account fee | Account fee per payment 2 month plan: Free 3 month plan: $1 4 month plan: $2 6 month plan: $3 |
$6 monthly account fee applies, waived if you have no outstanding balance | No account fee |
| Late fee | Learn more about Openpay late fees here | Learn more about Zip Pay late fees here | Learn more about Afterpay late fees here |
|
Gift cards are unavailable to purchase with Openpay, Zip Pay and Afterpay |
Retail only
Account limit: Up to $2,000
Minimum purchase: 2 month plan: $5
3 & 4 month plans: $50
6 month plan: $500
3 & 4 month plans: $50
6 month plan: $500
Interest free period: No interest. None.
Set up fee: No set up fee
Minimum repayments: 20% of the total purchase paid upfront. Remaining balance paid in equal instalments over 2, 3, 4 or 6 month plan options.
Payment frequency: Fortnightly
Account fee: Account fee per payment
2 month plan: Free
3 month plan: $1
4 month plan: $2
6 month plan: $3
2 month plan: Free
3 month plan: $1
4 month plan: $2
6 month plan: $3
Late fee: Learn more about Openpay late fees here
Account limit: Up to $1,000
Minimum purchase: No minimum
Interest free period: Always interest free
Set up fee: No set up fee
Minimum repayments: $40/month
Payment frequency: Weekly, fortnightly and monthly
Account fee: $6 monthly account fee applies, waived if you have no
outstanding balance
Late fee: Learn more about Zip Pay late fees here
Account limit: Up to $2,000
Minimum purchase: $55
Interest free period: Always interest free
Set up fee: No set up fee
Minimum repayments: Your owing balance divided by 4
Payment frequency: Only fortnightly
Account fee: No account fee
Late fee: Learn more about Afterpay late fees here
Gift cards are unavailable to purchase with Openpay, Zip Pay and Afterpay
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Retail only
|
 For purchases over $1,000
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|
| Account limit | 6 months: Up to $5,000 12 months: Up to $10,000 18 & 24 months: Up to $15,000 |
$2,000 to $10,000 (if you apply via Officeworks). Subject to credit approval from Zip. |
|---|---|---|
| Minimum purchase | 6, 12, 18 & 24 month plans: $2,000 | $55 |
| Interest free period | No interest. None. |
No interest for 12 months on purchases over $1,000. 6 months interest free for purchases below $1000.* |
| Set up fee | No set up fee | $25 (One-off fee added to your balance) |
| Minimum repayments | 10% of the total purchase paid upfront. Remaining balance paid in equal instalments over 6, 12, 18 & 24 month plan options. |
$40/month or 3% of owing balance (whichever is greater)* |
| Payment frequency | Fortnightly | Weekly, fortnightly or monthly |
| Account fee | Account fee per payment 6 months: $3 12 months: $4 18 & 24 months: $5 |
$6 monthly account fee applies, waived if you have no outstanding balance |
| Late fee | Learn more about Openpay late fees here | Learn more about Zip Money late fees here |
|
Gift cards are unavailable to purchase with Openpay and Zip Money *Available to approved applicants only. The repayment advertised will repay the transaction balance within the interest free period based on the advertised price. A monthly account fee of $6.00 will also apply and a one-off establishment fee may apply for new customers. Minimum monthly payments are required - paying only the minimum monthly repayment may not necessarily repay a purchase within the interest free period. Any unpaid purchase balance at the expiry of the interest free period will be charged interest at the standard annual percentage rate, currently 19.9%. Terms & conditions apply and are available on application. See your contract for further details. Credit provided by ZipMoney Payments Pty Ltd (ABN 58 164 440 993), Australian Credit Licence Number 441878. |
Retail only
Account limit: 6 months: Up to $5,000
12 months: Up to $10,000
18 & 24 months: Up to $15,000
12 months: Up to $10,000
18 & 24 months: Up to $15,000
Minimum purchase: 6, 12, 18 & 24 month plans: $2,000
Interest free period: No interest. None.
Set up fee: No set up fee
Minimum repayments: 10% of the total purchase paid upfront.
Remaining balance paid in equal instalments over 6, 12, 18 & 24 month plan options.
Remaining balance paid in equal instalments over 6, 12, 18 & 24 month plan options.
Payment frequency: Weekly, fortnightly and monthly
Account fee: Account fee per payment
6 months: $3
12 months: $4
18 & 24 months: $5
6 months: $3
12 months: $4
18 & 24 months: $5
Late fee: Learn more about Openpay late fees here
Account limit: $2,000 to $10,000 (if you apply via
Officeworks).
Subject to credit approval from Zip.
Subject to credit approval from Zip.
Minimum purchase: $55
Interest free period: No interest for 12 months on purchases over
$1,000.
6 months interest free for purchases below $1000.*
6 months interest free for purchases below $1000.*
Set up fee: $25
off fee added to your balance
off fee added to your balance
Minimum repayments: $40/month or 3% of owing balance
(whichever is greater)*
(whichever is greater)*
Payment frequency: Weekly, fortnightly and monthly
Account fee: $6 monthly account fee applies,
waived if you have no outstanding balance
waived if you have no outstanding balance
Late fee: Learn more about Zip Pay Money fees here
Gift cards are unavailable to purchase with Openpay and Zip Money
*Available to approved applicants only. The repayment advertised will repay the transaction balance within the interest free period based on the advertised price. A monthly account fee of $6.00 will also apply and a one-off establishment fee may apply for new customers. Minimum monthly payments are required - paying only the minimum monthly repayment may not necessarily repay a purchase within the interest free period. Any unpaid purchase balance at the expiry of the interest free period will be charged interest at the standard annual percentage rate, currently 19.9%. Terms & conditions apply and are available on application. See your contract for further details. Credit provided by ZipMoney Payments Pty Ltd (ABN 58 164 440 993), Australian Credit Licence Number 441878.