Payment Options

Payment options

We accept:

MasterCard

American Express

Visa

Diner's Club

PayPal

Officeworks
Gift Cards

30 Day
Account

Buy Now. Pay Later payment options

Zip

Afterpay

Buy Now. Pay later

Up to $1000
Over $1000

	For purchases up to $1,000
	Learn more about Zip	Learn more about Afterpay
Account limit	Up to $1,000	Up to $1,000
Interest free period	Always interest free	Always interest free
Set up fee	No set up fee	No set up fee
Minimum repayments	$40/month	Your owing balance divided by 4
Payment frequency	Weekly, fortnightly and monthly	Only fortnightly
Account fee	$6/month where there is an outstanding balance	$0 account fee
Late fee	Learn more about Zip Pay late fees here	Learn more about Afterpay late fees here
Available for purchases over $55 Gift cards are unavailable to purchase with ZipPay or Afterpay

	For purchases over $1,000 Learn more about Zip
Account limit	$2,000 to $10,000 subject to credit approval from Zip
Interest free period	No interest for 12 months on purchases over $1,000 No interest for 6 months on purchases under $1,000. Annual rate of 19.9% on outstanding balance after interest free period expired
Set up fee	$25 (One-off fee added to your balance)
Payment frequency	Weekly, fortnightly or monthly
Minimum repayments	$40/month or 3% of owing balance (whichever is greater)
Account fee	$6/month where there is an outstanding balance
Late fee	Learn more about Zip Money late fees here
Available for purchases over $55 Gift cards are unavailable to purchase with Zip Money