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Payment options
We accept:
Officeworks
Gift Cards
Gift Cards
30 Day
Account
Buy Now. Pay later
For purchases up to $1,000
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| Learn more about Zip | Learn more about Afterpay | |
| Account limit | Up to $1,000 | Up to $1,000 |
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| Interest free period | Always interest free | Always interest free |
| Set up fee | No set up fee | No set up fee |
| Minimum repayments | $40/month | Your owing balance divided by 4 |
| Payment frequency | Weekly, fortnightly and monthly | Only fortnightly |
| Account fee | $6/month where there is an outstanding balance | $0 account fee |
| Late fee | Learn more about Zip Pay late fees here | Learn more about Afterpay late fees here |
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Available for purchases over $55 Gift cards and some mobile phones are unavailable to purchase with ZipPay or Afterpay |
For purchases over $1,000
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| Account limit | $2,000 to $10,000 subject to credit approval from Zip |
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| Interest free period |
No interest for 12 months on purchases over $1,000 No interest for 6 months on purchases under $1,000. Annual rate of 19.9% on outstanding balance after interest free period expired |
| Set up fee | $25 (One-off fee added to your balance) |
| Payment frequency | Weekly, fortnightly or monthly |
| Minimum repayments | $40/month or 3% of owing balance (whichever is greater) |
| Account fee | $6/month where there is an outstanding balance |
| Late fee | Learn more about Zip Money late fees here |
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Available for purchases over $55 Gift cards are unavailable to purchase with Zip Money |