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Payment options
We accept:
Gift Cards
30 Day
Account
Buy Now. Pay later.
Retail only
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Learn more about Openpay | Learn more about Zip Pay | Learn more about Afterpay | |
Account limit | Up to $2,000 | Up to $1,000 | Up to $2,000 |
Minimum purchase | 2 month plan: $5 3 & 4 month plans: $50 6 month plan: $500 |
No minimum | $55 |
Interest free period | No interest. None. | Always interest free | Always interest free |
Set up fee | No set up fee | No set up fee | No set up fee |
Minimum repayments | 20% of the total purchase paid upfront. Remaining balance paid in equal instalments over 2, 3, 4 or 6 month plan options. | $40/month | Your owing balance divided by 4 |
Payment frequency | Fortnightly | Weekly, fortnightly and monthly | Fortnightly |
Account fee | Account fee per payment 2 month plan: Free 3 month plan: $1 4 month plan: $2 6 month plan: $3 |
$6 monthly account fee applies, waived if you have no outstanding balance | No account fee |
Late fee | Learn more about Openpay late fees here | Learn more about Zip Pay late fees here | Learn more about Afterpay late fees here |
Gift cards are unavailable to purchase with Openpay, Zip Pay and Afterpay |
3 & 4 month plans: $50
6 month plan: $500
2 month plan: Free
3 month plan: $1
4 month plan: $2
6 month plan: $3
Gift cards are unavailable to purchase with Openpay, Zip Pay and Afterpay
Retail only
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Account limit | 6 months: Up to $5,000 12 months: Up to $10,000 18 & 24 months: Up to $15,000 |
$2,000 to $10,000 (if you apply via Officeworks). Subject to credit approval from Zip. |
Minimum purchase | 6, 12, 18 & 24 month plans: $2,000 | $55 |
Interest free period | No interest. None. |
No interest for 12 months on purchases over $1,000. 6 months interest free for purchases below $1000.* |
Set up fee | No set up fee | $25 (One-off fee added to your balance) |
Minimum repayments | 10% of the total purchase paid upfront. Remaining balance paid in equal instalments over 6, 12, 18 & 24 month plan options. |
$40/month or 3% of owing balance (whichever is greater)* |
Payment frequency | Fortnightly | Weekly, fortnightly or monthly |
Account fee | Account fee per payment 6 months: $3 12 months: $4 18 & 24 months: $5 |
$6 monthly account fee applies, waived if you have no outstanding balance |
Late fee | Learn more about Openpay late fees here | Learn more about Zip Money late fees here |
Gift cards are unavailable to purchase with Openpay and Zip Money *Available to approved applicants only. The repayment advertised will repay the transaction balance within the interest free period based on the advertised price. A monthly account fee of $6.00 will also apply and a one-off establishment fee may apply for new customers. Minimum monthly payments are required - paying only the minimum monthly repayment may not necessarily repay a purchase within the interest free period. Any unpaid purchase balance at the expiry of the interest free period will be charged interest at the standard annual percentage rate, currently 19.9%. Terms & conditions apply and are available on application. See your contract for further details. Credit provided by ZipMoney Payments Pty Ltd (ABN 58 164 440 993), Australian Credit Licence Number 441878. |
12 months: Up to $10,000
18 & 24 months: Up to $15,000
Remaining balance paid in equal instalments over 6, 12, 18 & 24 month plan options.
6 months: $3
12 months: $4
18 & 24 months: $5
Subject to credit approval from Zip.
6 months interest free for purchases below $1000.*
off fee added to your balance
(whichever is greater)*
waived if you have no outstanding balance
Gift cards are unavailable to purchase with Openpay and Zip Money
*Available to approved applicants only. The repayment advertised will repay the transaction balance within the interest free period based on the advertised price. A monthly account fee of $6.00 will also apply and a one-off establishment fee may apply for new customers. Minimum monthly payments are required - paying only the minimum monthly repayment may not necessarily repay a purchase within the interest free period. Any unpaid purchase balance at the expiry of the interest free period will be charged interest at the standard annual percentage rate, currently 19.9%. Terms & conditions apply and are available on application. See your contract for further details. Credit provided by ZipMoney Payments Pty Ltd (ABN 58 164 440 993), Australian Credit Licence Number 441878.
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