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Pay now or pay over time. It's your choice
How does PayPal work?
Place your order and pay with PayPal for a quick, secure checkout experience. Want to spread the cost? PayPal's Pay in 4 option lets eligible account holders split their purchase into four payments.
What is PayPal Pay in 4?
Prefer to pay over time? With PayPal Pay in 4, you can split the cost of eligible purchases under $2,000 into four interest-free instalments. Simply pay the first instalment upfront, then the remaining three are automatically charged every two weeks. Available to eligible applicants only. View full terms and conditions at PayPal Legal Agreements.
PayPal & PayPal Pay in 4 benefits
Fast
Select the PayPal button in checkout.
Secure
Your financial details are secure and eligible purchases covered by PayPal's Buyer Protection Policy.
Flexible
Pay with your preferred bank account, debit or credit card.
Pay in 4
Four interest-free instalments. No late fees.
^PayPal Pay in 4 is available to eligible PayPal account holders.
Frequently asked questions
How do I pay for items using PayPal and PayPal Pay in 4?
- Add your items to your shopping cart and proceed to checkout
- Select PayPal in the payment section
- Log in to your PayPal account
- Want to spread the cost? Choose Pay in 4, and if approved, pay the first instalment upfront - then the remaining three are charged automatically every two weeks. If you're eligible for PayPal Pay in 4, the option will automatically appear once you've logged in.
Does it cost extra to use PayPal Pay in 4?
No, PayPal does not charge you fees to use PayPal Pay in 4.
Returns, refunds and exchanges
Items purchased using PayPal or PayPal Pay in 4 can be exchanged or refunded under our Returns Policy. Full return details and exclusions are outlined in the policy.
Order cancellations
Cancellation of items paid using PayPal or PayPal Pay in 4 will be refunded to your bank account.
Will I collect Flybuys points with my order?
Flybuys points can be collected on transactions using PayPal and PayPal Pay in 4 and are subject to Flybuys terms and conditions.
Terms and conditions
PayPal Pay in 4 is a continuing credit contract provided by PayPal Credit Pty Limited (ABN 66 600 629 258; Australian Credit Licence 568848) to Australian residents and is subject to eligibility criteria, credit application and suitability assessment. PayPal Pay in 4 is available on eligible transactions under $2,000 AUD and application and use may impact a customer's credit score. Please read and consider the PayPal Credit Guide, TMD, full terms in the PayPal Pay in 4 Facility Agreement, Privacy Statement and Statement of Notifiable Matters. The PayPal service is provided by PayPal Australia Pty Limited (ABN 93 111 195 389) which holds Australian Financial Services Licence number 304962. Any information provided is general only and does not take into account your objectives, financial situation or needs. Please read and consider the Combined Financial Services Guide and Product Disclosure Statement before acquiring or using the service. PayPal credit services are provided by PayPal Credit Pty Limited (ABN 66 600 629 258) which holds Australian Credit Licence Number 568848. Terms and eligibility rules apply.