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Payment
Options
We accept:
Buy Now. Pay Later payment options
Buy Now. Pay later.
 For purchases up to $1,000 |
|
| Learn more about Zip Pay | |
| Account limit | Up to $1,000 |
|---|---|
| Minimum purchase | No minimum. Max $1,000 |
| Interest free period | Always interest free^ |
| Set up fee | No set up fee |
| Minimum repayments | $40/month |
| Payment frequency | Weekly, fortnightly and monthly |
| Account fee | $9.95 monthly account fee applies, waived if you have no outstanding balance |
| Late fee | Learn more about Zip Pay late fees here |
|
Gift cards are unavailable to purchase with Zip Pay ^Minimum monthly repayments are required. A monthly account fee of $9.95 applies and is subject to change. Pay your closing balance in full by the due date each month and we'll waive the fee. Available to approved applicants only and subject to completion of satisfactory credit check. Other charged may be payable. T&Cs apply |
Account limit: No minimum.
Minimum purchase: No minimum
Interest free period: Always interest free^
Set up fee: No set up fee
Minimum repayments: $40/month
Payment frequency: Weekly, fortnightly and monthly
Account fee: $6 monthly account fee applies, waived if you have no
outstanding balance
Late fee: Learn more about Zip Pay late fees here
Gift cards are unavailable to purchase with Zip Pay
^Minimum monthly repayments are required. A monthly account fee of $9.95 applies and is subject to change. Pay your closing balance in full by the due date each month and we'll waive the fee. Available to approved applicants only and subject to completion of satisfactory credit check. Other charged may be payable. T&Cs apply
 For purchases over $1,000 |
|
|
| More about Zip Money* | Learn more about Afterpay | |
| Account limit | Up to $10,000 | Up to $3,000 |
|---|---|---|
| Minimum purchase | $50 | No minimum |
| Interest free period | No interest for 12 months on purchases over $1,000, 6 months interest free for under $1000 | Always interest free |
| Set up fee | Variable 0-$99 | No set up fee |
| Minimum repayments | $40/month or 3% of owing balance (whichever is greater)* |
Your owing balance divided by 4 |
| Payment frequency | Weekly, fortnightly or monthly | Fortnightly |
| Account fee | $9.95 | No account fee |
| Late fee | Learn more about Zip Money late fees here | Learn more about Afterpay late fees here |
|
Gift cards are unavailable to purchase with Zip Money and Afterpay *Available for approved applicants only and subject to completion of satisfactory credit check. Minimum monthly repayments are required. Paying only the minimum monthly repayment amount will generally not repay the purchase within the interest free period. Any balance outstanding at the expiry of the interest free period will be charged at the standard variable interest rate, 25.9% per annum, as at 1 June 2023. A monthly account fee of $9.95 applies and a one-off establishment fee may apply for new customers. Other charges may be payable, see T&Cs. Interest, fees and charges are subject to change. Terms & Conditions apply and are available on application. See your contract for further details. Credit provided by ZipMoney Payments Pty Ltd (ABN 58 164 440 993), Australian Credit Licence Number 441878). |
Up to $10,000
Minimum purchase: $50
Interest free period: No interest for 12 months on purchases over
$1,000.
6 months interest free for purchases below $1000.*
6 months interest free for purchases below $1000.*
Set up fee: $25
off fee added to your balance
off fee added to your balance
Minimum repayments: $40/month or 3% of owing balance
(whichever is greater)*
(whichever is greater)*
Payment frequency: Weekly, fortnightly and monthly
Account fee: $6 monthly account fee applies,
waived if you have no outstanding balance
waived if you have no outstanding balance
Late fee: Learn more about Zip Pay Money fees here
Account limit: Up to $3,000
Minimum purchase: No minimum
Interest free period: Always interest free
Set up fee: No set up fee
Minimum repayments: Your owing balance divided by 4
Payment frequency: Only fortnightly
Account fee: No account fee
Late fee: Learn more about Afterpay late fees here
Gift cards are unavailable to purchase with Zip Moneyand Afterpay
#Available for approved applicants only and subject to completion of satisfactory credit check. Minimum monthly repayments are required. Paying only the minimum monthly repayment amount will generally not repay the purchase within the interest free period. Any balance outstanding at the expiry of the interest free period will be charged at the standard variable interest rate, 25.9% per annum, as at 1 June 2023. A monthly account fee of $9.95 applies and a one-off establishment fee may apply for new customers. Other charges may be payable, see T&Cs. Interest, fees and charges are subject to change. Terms & Conditions apply and are available on application. See your contract for further details. Credit provided by ZipMoney Payments Pty Ltd (ABN 58 164 440 993), Australian Credit Licence Number 441878).