Payment options

We accept:

MasterCard American Express Visa UnionPay Diner's Club
PayPal
Buy Now. Pay Later payment options
Openpay
Retail only
Zip Afterpay

Buy Now. Pay later.

Openpay
Retail only
Zip pay For purchases up to $1,000 Afterpay
Account limit Up to $2,000 Up to $1,000 Up to $2,000
Minimum purchase 2 month plan: $5
3 & 4 month plans: $50
6 month plan: $500
No minimum $55
Interest free period No interest. None. Always interest free Always interest free
Set up fee No set up fee No set up fee No set up fee
Minimum repayments 20% of the total purchase paid upfront. Remaining balance paid in equal instalments over 2, 3, 4 or 6 month plan options. $40/month Your owing balance divided by 4
Payment frequency Fortnightly Weekly, fortnightly and monthly Fortnightly
Account fee Account fee per payment
2 month plan: Free
3 month plan: $1
4 month plan: $2
6 month plan: $3
$6 monthly account fee applies, waived if you have no outstanding balance No account fee
Late fee Learn more about Openpay late fees here Learn more about Zip Pay late fees here Learn more about Afterpay late fees here

Gift cards are unavailable to purchase with Openpay, Zip Pay and Afterpay

Openpay
Retail only
Account limit: Up to $2,000
Minimum purchase: 2 month plan: $5
3 & 4 month plans: $50
6 month plan: $500
Interest free period: No interest. None.
Set up fee: No set up fee
Minimum repayments: 20% of the total purchase paid upfront. Remaining balance paid in equal instalments over 2, 3, 4 or 6 month plan options.
Payment frequency: Fortnightly
Account fee: Account fee per payment
2 month plan: Free
3 month plan: $1
4 month plan: $2
6 month plan: $3
Late fee: Learn more about Openpay late fees here
Zip pay
Account limit: Up to $1,000
Minimum purchase: No minimum
Interest free period: Always interest free
Set up fee: No set up fee
Minimum repayments: $40/month
Payment frequency: Weekly, fortnightly and monthly
Account fee: $6 monthly account fee applies, waived if you have no outstanding balance
Late fee: Learn more about Zip Pay late fees here
Afterpay
Account limit: Up to $2,000
Minimum purchase: $55
Interest free period: Always interest free
Set up fee: No set up fee
Minimum repayments: Your owing balance divided by 4
Payment frequency: Only fortnightly
Account fee: No account fee
Late fee: Learn more about Afterpay late fees here

Gift cards are unavailable to purchase with Openpay, Zip Pay and Afterpay

Openpay
Retail only

More about Openpay

Zip money For purchases over $1,000

More about Zip Money

Account limit 6 months: Up to $5,000
12 months: Up to $10,000
18 & 24 months: Up to $15,000
$2,000 to $10,000 (if you apply via Officeworks).
Subject to credit approval from Zip.
Minimum purchase 6, 12, 18 & 24 month plans: $2,000 $55
Interest free period No interest. None. No interest for 12 months on purchases over $1,000.
6 months interest free for purchases below $1000.*
Set up fee No set up fee $25 (One-off fee added to your balance)
Minimum repayments 10% of the total purchase paid upfront.
Remaining balance paid in equal instalments over 6, 12, 18 & 24 month plan options.
$40/month or 3% of owing balance
(whichever is greater)*
Payment frequency Fortnightly Weekly, fortnightly or monthly
Account fee Account fee per payment
6 months: $3
12 months: $4
18 & 24 months: $5
$6 monthly account fee applies,
waived if you have no outstanding balance
Late fee Learn more about Openpay late fees here Learn more about Zip Money late fees here

Gift cards are unavailable to purchase with Openpay and Zip Money

*Available to approved applicants only. The repayment advertised will repay the transaction balance within the interest free period based on the advertised price. A monthly account fee of $6.00 will also apply and a one-off establishment fee may apply for new customers. Minimum monthly payments are required - paying only the minimum monthly repayment may not necessarily repay a purchase within the interest free period. Any unpaid purchase balance at the expiry of the interest free period will be charged interest at the standard annual percentage rate, currently 19.9%. Terms & conditions apply and are available on application. See your contract for further details. Credit provided by ZipMoney Payments Pty Ltd (ABN 58 164 440 993), Australian Credit Licence Number 441878.

Open pay
Retail only
Account limit: 6 months: Up to $5,000
12 months: Up to $10,000
18 & 24 months: Up to $15,000
Minimum purchase: 6, 12, 18 & 24 month plans: $2,000
Interest free period: No interest. None.
Set up fee: No set up fee
Minimum repayments: 10% of the total purchase paid upfront.
Remaining balance paid in equal instalments over 6, 12, 18 & 24 month plan options.
Payment frequency: Weekly, fortnightly and monthly
Account fee: Account fee per payment
6 months: $3
12 months: $4
18 & 24 months: $5
Late fee: Learn more about Openpay late fees here
Zip money
Account limit: $2,000 to $10,000 (if you apply via Officeworks).
Subject to credit approval from Zip.
Minimum purchase: $55
Interest free period: No interest for 12 months on purchases over $1,000.
6 months interest free for purchases below $1000.*
Set up fee: $25
off fee added to your balance
Minimum repayments: $40/month or 3% of owing balance
(whichever is greater)*
Payment frequency: Weekly, fortnightly and monthly
Account fee: $6 monthly account fee applies,
waived if you have no outstanding balance
Late fee: Learn more about Zip Pay Money fees here

Gift cards are unavailable to purchase with Openpay and Zip Money

*Available to approved applicants only. The repayment advertised will repay the transaction balance within the interest free period based on the advertised price. A monthly account fee of $6.00 will also apply and a one-off establishment fee may apply for new customers. Minimum monthly payments are required - paying only the minimum monthly repayment may not necessarily repay a purchase within the interest free period. Any unpaid purchase balance at the expiry of the interest free period will be charged interest at the standard annual percentage rate, currently 19.9%. Terms & conditions apply and are available on application. See your contract for further details. Credit provided by ZipMoney Payments Pty Ltd (ABN 58 164 440 993), Australian Credit Licence Number 441878.

Information