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Options
We accept:
Buy Now. Pay Later payment options
Buy Now. Pay later.
For purchases up to $1,000 | ||
Learn more about Zip Pay | Learn more about Afterpay | |
Account limit | Up to $1,000 | Up to $2,000 |
Minimum purchase | No minimum | $55 |
Interest free period | Always interest free | Always interest free |
Set up fee | No set up fee | No set up fee |
Minimum repayments | $40/month | Your owing balance divided by 4 |
Payment frequency | Weekly, fortnightly and monthly | Fortnightly |
Account fee | $9.95 monthly account fee applies, waived if you have no outstanding balance | No account fee |
Late fee | Learn more about Zip Pay late fees here | Learn more about Afterpay late fees here |
Gift cards are unavailable to purchase with Zip Pay and Afterpay |
Gift cards are unavailable to purchase with Zip Pay and Afterpay
For purchases over $1,000 | |
Account limit | $2,000 to $10,000 (if you apply via Officeworks). Subject to credit approval from Zip. |
Minimum purchase | $55 |
Interest free period | No interest for 12 months on purchases over $1,000. 6 months interest free for purchases below $1000.* |
Set up fee | $25 (One-off fee added to your balance) |
Minimum repayments | $40/month or 3% of owing balance (whichever is greater)* |
Payment frequency | Weekly, fortnightly or monthly |
Account fee | $6 monthly account fee applies, waived if you have no outstanding balance |
Late fee | Learn more about Zip Money late fees here |
Gift cards are unavailable to purchase with Zip Money *Available to approved applicants only. The repayment advertised will repay the transaction balance within the interest free period based on the advertised price. A monthly account fee of $6.00 will also apply and a one-off establishment fee may apply for new customers. Minimum monthly payments are required - paying only the minimum monthly repayment may not necessarily repay a purchase within the interest free period. Any unpaid purchase balance at the expiry of the interest free period will be charged interest at the standard annual percentage rate, currently 19.9%. Terms & conditions apply and are available on application. See your contract for further details. Credit provided by ZipMoney Payments Pty Ltd (ABN 58 164 440 993), Australian Credit Licence Number 441878. |
Subject to credit approval from Zip.
6 months interest free for purchases below $1000.*
off fee added to your balance
(whichever is greater)*
waived if you have no outstanding balance
Gift cards are unavailable to purchase with Zip Money
*Available to approved applicants only. The repayment advertised will repay the transaction balance within the interest free period based on the advertised price. A monthly account fee of $6.00 will also apply and a one-off establishment fee may apply for new customers. Minimum monthly payments are required - paying only the minimum monthly repayment may not necessarily repay a purchase within the interest free period. Any unpaid purchase balance at the expiry of the interest free period will be charged interest at the standard annual percentage rate, currently 19.9%. Terms & conditions apply and are available on application. See your contract for further details. Credit provided by ZipMoney Payments Pty Ltd (ABN 58 164 440 993), Australian Credit Licence Number 441878.
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